Built from the ground up by trusted technologists, our next-gen consumer loan origination system removes the cost and adoption barriers associated with digital lending technology, providing both lenders and consumers with a satisfying and transparent digital transaction.
Cognitive Lending is the next evolution for loan originators and consumers. ELSA is a digital assistant that works inside your loan origination software and alongside your origination team to practically eliminate all points of regulatory risk and human error, creating significant efficiencies throughout the origination process.
Managing digital documents has never been easier. With our proprietary platform, lenders avoid costly integrations, can eliminate paper originations, deliver and track bilateral lending disclosures as well as all borrower documents in a secure environment.
One of the key elements of a seamless platform is a customer relationship manager (CRM) designed to keep sales at the core of your workflow. Our industry-specific CRM comes built in to our loan origination system, enabling origination teams to collaborate and manage deals from lead-to-loan.
By automating and embedding compliance management within your workflow, lenders can remove the worry and complexity of regulatory and compliance risk. We achieve this by automating compliance tasks and working with integration partners to make compliance efforts more efficient.
Connectivity is the future of all modern digital lending applications. FinKube Connect is an Open API that creates strong bonds between lenders and third party service providers, extending the power of digital lending through seamless integrations.
Modern lending requires speed, transparency and connectivity. The platform accomplishes this goal through custom portal views with role based access. This event focused feature is driven by task automation and milestone displays to accelerate the entire transaction from rate quote to loan close.
FinKube is committed to security and the protection of personal information. We ensure security with a multi-layered security system designed to identify and stop threats before they occur. With physical, personnel, logical, and data security considerations, client data is protected both at rest and in transit.
Our lending partners are not tied into long term contracts or expensive per seat monthly subscription models. Our partners pay for what they use, which properly balances technology costs against market fluctuations and actual loan volume.